You will not be eligible to apply for a loan if one of the following conditions is not met;
- You need to be South African citizen
- You need to be solvent and not under administration/debt counseling
- You need to be employed for a period exceeding six (6) months
Depending on your profile you might qualify for a loan amount between R 1 000 and R 150 000.
If your loan is approved and all the required documentation has been received, you should receive the money into your account within 48 hours.
To apply you only need to complete our online application form. Once your application has been pre-assessed by our credit provider they may require the following additional documentation;
- Certified copy of your last three (3) months bank statement
- Certified copy your ID
- Your latest payslip
- Proof of residence (utility bill, etc.)
When you have completed our online application form an e-mail will be sent to the specified e-mail address confirming receipt of your application.
Any loan for which you do not have to supply any surety or collateral.
Debt Consolidation Loans
The ability to consolidate (group together) your debt into a single loan.
Our process for applying for a Debt Consolidation loan is the same as a Personal Loan. Simply complete our online loan application form and under the Loan Purpose select Debt Consolidation.
Loans for Self-Employed Individuals
We do accept loans from Self-Employed Individuals. When applying for a loan, under the Employment Type on the Loan Application form just select Self-Employed.
Our credit providers provide loans from R 1 000 up to R 150 000 over a period ranging from 6 months to 60 months.